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What is Commercial Property Insurance?
Whether you rent, lease, or own the building where you run your business from, or if you operate out of your basement or garage, commercial property insurance is an option that many businesses just cannot see operating without. We understand your business is your livelihood, and the right coverage will provide you with the security you and your business deserve.
Who needs Commercial Property Insurance?
Don't see your industry or business type listed? Please call us at 1-855-724-2883 to find out more.
Coverage Options for your Small Business
TD Insurance offers small business owners the basics of commercial property insurance, plus additional coverage options customized to your business needs.
3 easy steps to get customized small business insurance
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1
See if your industry is covered
Check our list to see if we offer coverage for your industry. Select the industry that best describes your business.
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2
Review coverage options for your business
We offer a variety of flexible coverage options. We can help you customize a plan that best suits your small business.
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3
Get a quote online or give us a call
Get a quote online or speak directly to one of our Licensed TD Insurance Advisors at 1-855-724-2883. Customized and convenient; get the protection your business deserves.
TD Insurance Savings Commitment
Along with customizing a policy to fit your business's needs, TD Insurance is committed to savings. We may be able to offer you additional discounts – speak to a licensed TD Insurance Advisor today.
Let’s get you started with a quote
Claim Scenarios for Commercial Property Insurance
Potential Claim:
An employee has been stealing merchandise.
Potential Outcome:
The loss was discovered during the policy period. The policy may respond to loss of “money”, “securities” and other property resulting directly from dishonesty or fraud committed by any of your “employees” acting alone or in collusion with others.
Potential Claim:
A lawyer's office experiences a fire in their unit causing damage to their valuable papers and records.
Potential Outcome:
The policy may respond to cover the expense required in compiling, gathering or assembling information required to reproduce “Valuable Papers and Records” which have been lost or damaged by an insured event.
Browse Additional Small Business Insurance Products
LEGAL DISCLAIMER
The content on this page is for general information purposes only and does not constitute legal advice. Coverages described herein may be subject to additional eligibility criteria, limitations and exclusions. In the event you make a claim, potential indemnification is also subject to the receivability of the claim and the type of coverage you bought.
In the case of conflict between the content on this page and your policy wordings, your policy wordings shall prevail. Please speak to an Advisor or consult your policy wordings for further details.
1TD Insurance refers collectively to the following insurance companies:
1. Security National Insurance Company;
2. Primmum Insurance Company;
3. TD General Insurance Company;
4. TD Home and Auto Insurance Company; and
5. TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are a sole proprietor, majority owner, majority partner, or signing officer of a corporation, partnership or business entity designated as a TD Insurance policyholder and are members of a group or an association that have a group marketing agreement with TD Insurance.
This Offer provides a discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
Offer may be changed, withdrawn, or extended at any time, without notice.
2TD Insurance refers collectively to the following insurance companies:
• Security National Insurance Company;
• Primmum Insurance Company;
• TD General Insurance Company;
• TD Home and Auto Insurance Company; and
• TD Life Insurance Company
TD Insurance business insurance policies are underwritten by Security National Insurance Company. They are distributed by Security National Insurance Company in Quebec and distributed by TD Insurance Direct Agency Inc. in the rest of Canada.
This "Offer" is for new and existing TD Insurance customers who are eligible to purchase a new business insurance policy and who are "TD Small Business Banking Customers" as defined below.
For the purposes of this Offer only, a "TD Small Business Banking Customers" includes a natural person or business entity who:
• has a TD Small Business Bank deposit or savings account;
• has a TD Business Mortgage or a TD Business Line of Credit, secured or unsecured;
• has a TD Business loan or Canada Small Business Financing Act loan through TD;
• has a TD Business Credit Card or other business credit card issued by TD;
• has a TD Business Investing product or account;
• has TD Business Credit Life Insurance or TD Business Credit Living Benefit Insurance.
This Offer provides a 5% discount applicable to premiums charged for TD Insurance business insurance policies and their endorsements. The discount will continue to be applicable upon policy renewal.
Individually rated commercial automobile insurance policies and endorsements are excluded from this Offer.
Eligibility to purchase a business insurance policy is subject to TD Insurance underwriting rules and standards.
To receive the Offer, the policyholder's name on the TD Insurance business insurance policy must match the name of the natural person or business entity in whose name the product or account in the bulleted list above has been obtained.
Offer may be changed, withdrawn, or extended at any time, without notice.